Terms and Conditions

Welcome to Jenju Pay! These terms and conditions outline the rules and regulations for the use of Jenju Pay’s website and services. By accessing this website and using our services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website or services.

1. Definitions

In these Terms and Conditions:

  • “We”, “Us”, “Our” refers to Jenju Pay.
  • “You”, “Your” refers to the user or customer of Jenju Pay.
  • “Services” refers to the payment aggregation services and the sale of financial eBooks offered by Jenju Pay.
  • “Website” refers to Jenju Pay’s website, accessible at [insert website address].

2. Use of the Website

You must use our website only for lawful purposes. You must not use our website in any way that breaches any applicable local, national, or international law or regulation. You also agree not to reproduce, duplicate, copy, or resell any part of our website in contravention of the provisions of these terms and conditions.

3. Payment Aggregation Services

Jenju Pay provides payment aggregation services that enable businesses, entrepreneurs, and organizations to accept payments from customers via Mobile Money (MTN MoMo, Orange Money) and local/international bank cards. By using our payment aggregation services, you agree to comply with all applicable laws and regulations, including those related to financial transactions and data protection.

4. Purchase of Financial eBooks

Jenju Pay offers financial eBooks for sale on its website. All purchases are subject to availability. We reserve the right to modify or discontinue any eBook at any time without notice. Upon purchase, you are granted a non-exclusive, non-transferable license to access and use the eBook for personal, non-commercial purposes. You may not distribute, reproduce, or create derivative works from the eBook without our express written permission.

5. Pricing and Payment

The prices for our services and eBooks are listed on our website and are subject to change without notice. Payment must be made in full at the time of purchase. We accept payments through the methods specified on our website. You are responsible for any fees or charges imposed by your bank or payment provider.

6. Intellectual Property

All content included on our website, such as text, graphics, logos, images, and software, is the property of Jenju Pay or its licensors and is protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute any content from our website without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Jenju Pay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use our services or website; (b) any unauthorized access to or use of our servers and/or any personal information stored therein; (c) any interruption or cessation of transmission to or from our website; (d) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our website by any third party; (e) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via our website.

8. Indemnification

You agree to indemnify and hold harmless Jenju Pay, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (a) your use of and access to the website; (b) your violation of any term of these Terms and Conditions; (c) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (d) any claim that your content caused damage to a third party.

9. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of Cameroon, without regard to its conflict of law provisions. Any dispute arising under these terms and conditions shall be subject to the exclusive jurisdiction of the courts located in Cameroon.

10. Changes to Terms and Conditions

Jenju Pay reserves the right to modify or revise these terms and conditions at any time. We will notify you of any changes by posting the new terms and conditions on our website. Your continued use of the website after any such changes constitutes your acceptance of the new terms and conditions.

11. Contact Information

If you have any questions about these terms and conditions, please contact us at [insert contact email or address].